Margins

Zagreb, Croatia

Enterprise AI development. From AI strategy to AI in production.

Margins is an enterprise AI development company headquartered in Zagreb, Croatia. Since 2018 we have helped established companies find where AI creates measurable value, engineer it into their operations, and run it in production. We combine services with our own products, so clients get one partner from the first idea to AI that keeps working after go-live. Our services cover AI strategy and consulting, a fixed-price AI Discovery Sprint, custom AI and software engineering, forward-deployed engineers, Managed AI, and AI training for leaders and teams. Rivermind (getrivermind.com) is our AI operations platform. It orchestrates models, data, tools and business rules into production AI workflows, with the monitoring and control needed to run them over time. It speeds up our implementations and is the foundation of our Managed AI service. Capta is our knowledge-capture platform. It turns the expertise in people's heads, habits and workflows into structured knowledge the company owns, so AI works from what makes the business different rather than a generic model. A typical engagement starts with a Discovery Sprint that finds the highest-value use case, moves to a first production system in about 90 days, and continues with Margins operating and improving it on Rivermind. Our work is measured by business outcomes. For food distributor Marikomerc, a predictive system inside the ERP flags customer churn a median 43 days earlier and identified €3.7M in annualised losses. For Delta DMD, an AI field-sales platform briefs every rep before each outlet visit. We have also built an AI healthtech ecosystem for dementia tracking with Johns Hopkins University. Clients include Shell, Mars and mid-market leaders in distribution, logistics, food & beverage, manufacturing and financial services. Margins is an AWS Partner and was named Croatia's fastest-growing technology company (#11 in Central Europe) in the Deloitte Technology Fast 50 2025.

50 people in their team

Speaks English, Croatian

5 projects in their portfolio

Sortlist member since 2026

Founded in 2018

1 award conferred

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Services

3 services offered by Margins

Description
Margins is an enterprise AI development company. We take AI from strategy to production with one accountable team, combining our services with our own platforms. How we work: a fixed-price AI Discovery Sprint finds the use case with the highest business value and sets a baseline metric. We then build a first production system in about 90 days, inside your systems and data, with the success metric written into the contract. After go-live we train your people, operate the system and keep improving it. What we build: predictive models, AI agents, generative AI and LLM applications, computer vision, and private or on-premise AI. Our platforms: Rivermind, our AI operations platform, orchestrates models, data, tools and business rules into production workflows and runs our Managed AI service. Capta turns your experts' knowledge into structured data the company owns, so AI works from what makes your business different. Example: for food distributor Marikomerc, an AI system inside the ERP flags customer churn a median 43 days earlier and identified €3.7M in annualised losses.
Works in Artificial Intelligence (4)
Clients in Artificial Intelligence (4)
UnijaAccounting | regional
CIAKLogistics & Supply Chain | national
Delta DMDBeverage | regional
MarikomercFood | national
Learn more about Artificial Intelligence
Description
Senior engineering teams that build the software around AI: the integrations, data pipelines, web and mobile apps, and enterprise systems that make AI usable in daily operations. We deploy into your environment (customer-controlled cloud, private cloud or on-premise), integrate directly with your ERP and other existing systems, and keep your data and intellectual property under your control. Forward-deployed engineers can sit close to your operation to turn production feedback into continuous improvement. Examples: an AI-first field sales platform for spirits distributor Delta DMD that briefs every rep before each outlet visit, and a payroll document-automation layer for Unija that feeds structured data into their payroll ERP.
Works in Software Development (4)
Clients in Software Development (4)
johns hopkins universityHospitals & Healthcare | national
UnijaAccounting | regional
CIAKLogistics & Supply Chain | national
Delta DMDBeverage | regional
Learn more about Software Development
Description
No description provided for this service.
Work in Web analytics/Big data (1)
Client in Web analytics/Big data (1)
MarikomercFood | national
Learn more about Web analytics/Big data